Why This List Exists

Out here, you're the utility now.

Congratulations — closing on Hill Country land is the fun part. What comes next is the part nobody hands you a manual for, especially if you're coming from a city or out of state where the water came from a tap, the sewer was someone else's problem, and “the property line” was a fence you never thought about.

Rural land in the Texas Hill Country runs on its own systems: private wells, septic, county tax valuations, shared roads, and the assumption that you are now the utility, the security company, and the maintenance crew. The good news is that the first 90 days are mostly about finding out what you actually own and not letting a few time-sensitive things slip. Do these ten in your first three months and you'll avoid the surprises that catch most new owners.

1 · The Boundaries

Verify your lines — get (or read) the survey.

Your title policy tells you what you bought on paper; it does not show you where your lines sit in the dirt. Ask your title company for any existing survey. If it's decades old or nonexistent, budget for a new boundary survey from a Texas Registered Professional Land Surveyor (RPLS).

Then walk the perimeter. Find the corner monuments (usually iron rods or pins) and note where the fences actually run. In the Hill Country, fence lines routinely don't match the deeded line — an old fence, a neighbor's shed, or a ranch road crossing your corner can all become encroachment disputes. Catch those now, before you build, fence, or subdivide.

2 · The Water

Find it, test it, understand your rights.

Figure out your water source: an existing well, a shared well, a rural water supply corporation/co-op, or none (hauled water or a cistern).

3 · The Septic

Locate and inspect the OSSF.

Almost every rural tract out here is on a private septic system — an On-Site Sewage Facility (OSSF), not a municipal sewer. Find the tank and drainfield, and ask the seller or county for the OSSF permit and as-built diagram.

If you have no service records, have the tank inspected and pumped. Note the system type: a conventional system and an aerobic system are very different animals — aerobic systems require an ongoing maintenance contract in Texas. Repairs and new systems are permitted through the county or its authorized agent — verify the permitting authority for your county.

4 · The Access

Confirm legal access and read every easement.

Confirm you have legal, recorded access to a public road — not just the caliche road you happened to drive in on. Landlocked parcels and handshake access are a genuine Hill Country problem, and they're far cheaper to discover now than at resale.

Read every easement on your title commitment: ingress/egress, shared road, utility, pipeline, and water easements all tell you who has the right to cross your land and where. If you share a private road, find out whether there's a road-maintenance agreement — if there isn't, that's a neighborly conversation to have before the next washout, not after.

5 · The Tax Valuation

Protect your ag / wildlife valuation — the time-sensitive one.

This is the item most likely to cost real money if you miss it. Many Hill Country tracts carry a 1-d-1 “ag” (open-space) valuation or a wildlife-management valuation that dramatically lowers the taxable value. That valuation does not automatically follow you — a change of ownership can require a new application with the county appraisal district.

Every one of these systems — well, septic, roads, fences, tax use — becomes a document you'll want in one place at resale, at refinance, or when a contractor asks “where's the drainfield?” A free HDS+ Property Score builds that baseline picture of your property for you in a few minutes, no obligation.

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6 · The Insurance

Line up the right coverage.

Raw land, land-with-a-house, and a future rental are three different insurance conversations — and a standard homeowner's policy may not cover vacant land or a home you don't occupy full-time.

7 · The Utilities

Set up power, propane, and a 911 address.

8 · The Fencing

Assess fences, gates, and cattle guards.

Texas has a deep open-range history, and local stock laws vary — whether you're legally responsible for fencing livestock in or out can differ by county. Verify your county's stock law.

Walk your fences and note condition, materials, and — by agreement or long custom — who maintains each shared boundary fence with a neighbor. A solid entrance gate (and a cattle guard if you run or lease livestock) is both security and, if you hold an ag valuation through a grazing lease, a working part of that land use.

9 · The Security

Secure the property for absentee ownership.

Hill Country land often sits empty between owner visits, and empty land attracts trespass, dumping, and theft of anything not bolted down.

10 · The Caretaking

Decide who cares for the land when you're not here.

If you're a part-time or out-of-state owner, be honest about the gap: who checks on the place after a storm? Who keeps the well and septic serviced, mows and clears defensible space for wildfire, and meets contractors at the gate when you're a flight away?

That's exactly the job a professional caretaker / property manager does — routine checks, vendor coordination, seasonal maintenance, and a single point of contact so a small problem doesn't quietly become a big one before your next visit. It's the Manage and Operate half of owning Hill Country land, and it's why absentee owners sleep better. Here's how we think about ranch caretaking and ongoing property management.

Planning to rent it out when you're away? Short-term-rental care is its own discipline — see short-term rental management.

Where To Start

Start with the three that are hardest to undo.

If the list feels long, start with boundaries, water/septic, and your ag/wildlife tax valuation. Everything else can follow at a steadier pace over your first season on the land.

And if you'd rather see it all in one picture — every system, its condition, and what deserves attention first — that's what we built the free property score to do. A few minutes, no cost, no obligation: a clear baseline of your property, so your first 90 days start from a map instead of a guess.

Get Your Free Property Score →

Frequently Asked

Questions new owners actually ask.

What should I do first after buying land in Texas?
Start by confirming what you actually own and how it works: get or read your survey and walk the boundaries, locate and test your water (well) and septic, confirm legal road access, and — time-sensitive — protect any ag or wildlife tax valuation by checking the filing requirements with your county appraisal district.
Does my ag exemption transfer automatically when I buy the property?
Not necessarily. A change of ownership can require a new application for the 1-d-1 open-space (ag) or wildlife valuation, and deadlines, minimum acreage, and qualifying uses vary. Losing it can also trigger a rollback tax if land use changes. Verify with your county appraisal district.
How do I find out whether a property has a well and septic?
Look for the well report (well logs are kept by the Texas Water Development Board) and the OSSF/septic permit (through the county). Then locate the wellhead and the septic tank and drainfield on the ground and have both inspected — records and reality don't always match.
Do I still need a survey if I already have title insurance?
They do different jobs. Title insurance protects your ownership; a current boundary survey from a Texas RPLS shows where your lines physically are. A survey is especially worth it before you build, fence, or subdivide, and it can reveal fence-line encroachments a title policy won't.
Is rural Hill Country land on city water and sewer?
Usually not. Most tracts rely on a private well (or hauled/rural water) and a septic/OSSF system rather than municipal utilities. Confirm the source and condition of both before you assume either works — and before you rely on them for a build or a rental.
How do I keep an eye on Hill Country land if I live out of state?
Secure and lock the gate, add cameras (solar/cellular where there's no power), post the boundaries, and meet your neighbors. For anything beyond that — storm checks, well/septic service, brush clearing, meeting contractors — many absentee owners use a professional caretaker or property manager as a single local point of contact.
What taxes apply to rural Texas land?
Rural land is taxed as property through your county appraisal district, but special valuations — ag/open-space or wildlife management — can lower the taxable value substantially. Confirm eligibility, deadlines, and any rollback-tax risk with your CAD, since the rules vary by county.

Helping New Owners Across The Hill Country

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